Department of Human Sciences

Consumer and Family Financial Services

The Consumer and Family Financial Services major offers a flexible program that allows students to customize courses based on career interests. The focal point of the major is the interaction between consumers and the marketplace.

What Will I Study?

The curriculum includes study in:

  • Consumer science
    • Consumer problems and perspectives
    • Consumer service and satisfaction
    • Consumer decision making
  • Family financial management theory and practice
  • Accounting
  • Effective communication
  • Risk management in business
  • Macro- and microeconomics
  • Innovation and entrepreneurship

Students primarily interested in consumer services take courses that provide opportunity for more in-depth study of solutions to consumer problems, analysis of consumer data, and the business environment. Students can select courses to specialize in sales, management and human resources, or housing/real estate.

Other students choose to focus on financial planning with emphasis on family financial management rather than corporate finance. Specific topics of study include general financial planning; use of insurance, credit, savings, and investment instruments to reach financial goals; and retirement and estate planning.

What Are the Admissions Requirements?

Any current or transfer student at The Ohio State University with at least a 2.00 CUM GPA can apply to be admitted as a pre-major. Students starting in a pre-major can apply to the full major once they meet these requirements.

What Courses Might I Take?

Download a curriculum sheet to learn about the courses needed to complete this program.

What Can I do With A Degree in This Program?

Consumer and Family Financial Services graduates find employment in business and industry, financial establishments, and nonprofit organizations, as well as in state agencies, social service agencies, trade associations, public utilities, and the state legislature. Positions in the area of consumer affairs include public relations representative, customer service representative, market research analyst, sales representative or manager, educational specialist, marketing specialist, and legislative advocate. Family financial management graduates may find employment as financial planners or counselors; life insurance, credit, or benefits counselors; loan officers; or financial analysts.

Why Choose This Program?

Students interested in financial planning as a career have the opportunity to complete a special track in this major that is registered with the Certified Financial Planner Board of Standards Inc. (CFP Board). Students completing all of the required courses in this track are eligible to sit for the CFP® exam upon graduation. These courses are taught by financial planning faculty and industry professionals that allow students to benefit from leading expertise and experience. The CFP® designation is one of the most respected professional designations in the financial planning industry, which is a rapidly growing field. Students graduating from this track will have a significant competitive advantage since they will have met the initial requirements to sit for the exam. More information about the CFP® designation can be found at the CFP® Board’s website.

CONSCI 3191 Part Time Internship

This part-time internship requires students to have:

  • Completed CONSCI 2990
  • Earned at least 60.5 credit hours
  • Secured written permission of the instructor
  • Completed a Student Learning Agreement to be signed into the internship course

Students may register for 3, 6, 9 or 12 credits hours during all autumn, spring, and summer semesters. The internship is repeatable up to 12 credit hours. Students are required to document their internship and learning experience through a series of assignments. The class is set up as an online course through Carmen, which is Ohio State’s online learning management system.

The Financial Planning Association

The Financial Planning Association (FPA) at Ohio State provides an environment that allows for the development and enhancement of skills necessary for a career as a financial planner. FPA is a professional development organization, enhancing the student experience through creating opportunities for contact with financial service professionals and financial planning firms. Guest speakers from the industry provide an excellent opportunity to learn about the industry. Hiring managers from large financial firms conduct resume workshops to help students improve their resumes. Students in this group are typically the first to know about internship and job opportunities in the financial planning field. The advisor for the group is Paul Dolce.

Scarlet and Gray Financial

Students in this major also have a unique opportunity to gain hands-on experience giving financial advice and education by volunteering as a peer-coach for Scarlet and Gray Financial. This program offers free financial advice and education for Ohio State students.

Who Are the Faculty In This Program?

Lecturers

  • Paul Dolce, CFP®
  • Hojun (Joe) Li, PhD, CPA
  • Bill Root, JD
  • Brian Sutliff, CFP®, ChFC, CDFA