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Bachelor of Science in Consumer and Family Financial Services

A bachelor's degree in Consumer and Family Financial Services prepares you for a rewarding career helping individuals and families manage and understand their personal finances. You'll experience real-world situations in classroom settings and have academic opportunities outside of the classroom through the Ohio State Student Financial Planning Association and the Scarlet and Gray Financial organization.

Consumer and Family Financial Services allowed me to experience real world financial planning situations through classroom curriculum. The program includes the education requirement needed to sit for the Certified Financial Planner examination. Graduating from this program set me apart from my peers in the job hunt. The Ohio State Student Financial Planning Association allowed me to gain exposure to professionals working in the field, and Scarlet and Gray Financial, a peer counseling service organization, allowed me to gain confidence in approaching individuals and discussing topics I learned in the classroom.Emily Zeller, BS, 2013
Wealth Management Administrator, Budros, Ruhlin & Roe, Inc.


A hidden gem of Ohio State, the Consumer and Family Financial Services program will teach you the skills needed for a personal finance career. It is the only program at Ohio State that incorporates the coursework needed to get you ready for the Certified Financial Planner examination.

You'll also have the opportunity to make personal connections with professors and classmates. Connections that could help with internships and job leads, or just to answer a burning question you need answered. And learning from a combination of practitioners who actively work in the profession and professors who conduct cutting-edge research to the classroom, will enhance your educational experience.

When you pursue a bachelor's degree in Consumer and Family Financial Services from Ohio State, you will not only get the classroom knowledge needed for a personal finance career, you'll also have opportunities to broaden your classroom experiences in real-world situations.

Outside-the-classroom experiences - The OSU Student Financial Planning Association is a professional development organization that gives you a valuable understanding of the skills needed for a financial planning career. A great networking opportunity is just the beginning. Guest speakers regularly provide insight about the industry and hiring managers from large financial firms conduct resume workshops for students. As a member of the association, you will have the opportunity to be the first to know about internships and jobs in financial planning.

Scarlet and Gray Financial offers free, one-on-one peer financial coaching to Ohio State students. This program is a unique chance for you to gain hands-on experience providing financial advice and educating your peers in managing their money. You'll put what you've learned in Consumer and Family Financial Services to the test while adding a personal touch to help others with their finances and significantly strengthening your resume.

The Consumer and Family Financial Services program combines curriculum and real-world situations that will give you the knowledge for a financial services career. A career where you can build bonds with people and help them make a positive impact in their financial futures.

Career Paths

Graduates with a degree in Consumer and Family Financial Services have a number of opportunities for career paths. These include:

  • financial planners or counselors;
  • life insurance, credit, or benefits counselors;
  • loan officers;
  • financial analysts;
  • public relations representatives;
  • customer service representative;
  • market research analyst;
  • sales representatives;
  • educational specialists; and
  • marketing specialists


Prerequisites/Pre-major Requirements: 
This program is direct admit.
Minimum Program Hours: 

Coursework: Family financial management, accounting, consumer problems and perspectives, consumer service and satisfaction, consumer decision making, effective communication, risk management in business, macro- and microeconomics, innovation and entrepreneurship
Course requirements: University requirements (47-51 hours), department core courses (13 hours), major requirements (30 hours), electives (26-30 hours)
Other requirements: Students who want to meet the education requirements of the Certified Financial Planner Board should work with an advisor to make sure they take CS CFFS 3260, 4260, 4270, 4280, and 5260, as well as the prerequisites for these courses. **There are two additional courses that are also required: BUSFIN 3222 and 3300
Academic opportunities: OSU Student Financial Planning Association, Scarlet and Gray Financial, Internship (CSCFFS 3191)


Andrew (Drew) Hanks, PhD, Assistant Professor
Sherman Hanna, PhD, Professor
Lauren Eden Jones, PhD, Assistant Professor
Dean Lillard, PhD, Professor
Caezilia Loibl, PhD, CFP, Associate Professor
Catherine Montalto, PhD, Associate Professor
Robert Scharff, PhD, JD, Associate Professor
Tansel Yilmazer, PhD, CFP, Associate Professor


Paul Dolce, MBA, CFP
Hojun (Joe) Ji, PhD, CPA
Bill Root, JD
Deborah Sharp, MS
Brian Sutliff, MS, CFP, ChFC, CDFA


Consumer Sciences
325 Campbell Hall
1787 Neil Ave.
Columbus, Ohio 43210

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